Strategic Tax Planning for Business Owners & High‑Net‑Worth Individuals

Keep More Of What You Earn

High‑income business owners and affluent families face a unique challenge: the higher your income, the more complex and punishing the tax rules become. Without proactive planning, taxes can erode investment gains, reduce the wealth you can pass on to your family, and limit your ability to support charitable causes. Tax planning isn’t simply filing returns; it’s a forward-thinking strategy that coordinates all aspects of your finances to minimize liabilities and grow your wealth.

At Meilinger CPA Advisors to the 1%, we work with accomplished entrepreneurs and high‑net‑worth individuals to develop customized tax strategies. If you are consistently paying at least $100,000 in income taxes each year or your business generates $1M or more in annual revenue, there is almost always room to improve your tax efficiency.

Does this sound familiar?

Are you a business owner paying too much in taxes? Many successful entrepreneurs come to us after writing large checks to the IRS year after year and wondering if there’s a better way.
Does your accountant simply record history instead of helping you plan ahead? Tax preparation alone won’t move the needle; you need proactive guidance that starts early and adjusts as your income and business evolve.
Do you lack clarity on cash flow or entity structure? It’s hard to make strategic decisions when you don’t know where you stand or whether you’re using the right business structure.
Have unexpected tax bills derailed your growth plans? Accurate projections and ongoing monitoring help prevent costly surprises and free up capital to invest back into your business.

Why Proactive Tax Planning Matters

Avoid the “silent partner” problem. The U.S. tax code treats owners of successful companies and large estates harshly. We believe you shouldn’t unknowingly give up a third or more of your earnings to the government. Our role is to reduce your effective tax rate so you keep more of what you’ve built.
Align taxes with your life goals. Tax planning involves analyzing your finances and coordinating strategies to legally reduce your taxes. Effective plans consider the timing of income, purchases, and expenditures. By working year‑round, we ensure that taxes don’t dictate when you sell an asset, expand your company, or retire.
Transform taxes into opportunity. Savvy strategies, such as entity structuring, real estate tax incentives, retirement plans, and charitable vehicles, can reduce today’s tax bill while simultaneously building long-term wealth. It often pays for itself. One of the most compelling reasons our clients invest in tax planning is that the savings typically exceed the cost of our services. By uncovering deductions, restructuring income, and deploying advanced strategies, we frequently identify tax savings that more than offset our fee. In short, the value you receive isn’t justtheoretical — it shows up in dollars retained.

Who We Serve

Our tax planning services are tailored for:

Successful business owners. If your company’s revenue is approaching or exceeding $1M and you regularly owe more than $100k in federal and state taxes, we can design entity structures and compensation strategies to legally lower self‑employment taxes.
High‑net‑worth individuals and families. Entrepreneurs, executives, investors and professionals whose taxable income exceeds $300k often need advanced planning. We help them preserve wealth through investment tax management, charitable planning, trust strategies, and estate tax reduction.
Owners approaching a liquidity event. Whether you’re selling a business, exiting a partnership or receiving a large payout, we help you time income and expenses to managetax brackets, use opportunities such as 1031 exchanges and Qualified Opportunity Zones, and capture available deductions.

Our Approach

Discovery meeting – We begin with a discovery meeting (virtual or in person) to understand your goals, businesses, family dynamics and current tax situation. We listen to your concerns — for example, “I feel like I’m paying too much in taxes,” or “I lack clarity on cash flow.” We intentionally avoid jargon so the process is clear.
Comprehensive analysis – Our advisors review your business structure, financial statements, investment holdings and personal income. We model multiple scenarios to show potential tax savings and cash‑flow impact.
Customized plan & implementation – We prepare a written tax strategy with prioritized recommendations. If you choose to proceed, our team coordinates with your attorney, wealth manager or CFO to implement entity changes, retirement plans or trusts.
Ongoing monitoring – Tax rules change and your situation evolves. We meet periodically to adjust the plan, harvest losses, monitor retirement contributions and evaluate new opportunities.

What to Expect Working With Us

Personalized attention. We are selective with clients so we can deliver high‑touch service. You will work directly with a senior advisor—not a call center.
Deep expertise. Our CPA advisors specialize in serving the 1 %. We stay current on IRS rulings, state tax regimes, and advanced planning techniques.
Integrated advisory. Beyond tax, we offer outsourced accounting, litigation support and CFO services, so your financial life works together.
Transparent pricing. Our fees are based on the complexity of your situation, not a percentage of your income. We’ll quote the fee up front.

Ready to explore tax savings?

If you’re an entrepreneur or high‑net‑worth individual paying substantial taxes, let’s discuss how proactive planning can put more dollars back in your pocket. Click the button below to schedule a Discovery Meeting with one of our senior advisors.

Schedule Your Discovery Meeting